Real Estate Lending Programs
Ground-Up Construction Loans
- Home
- > Real Estate Lending Programs
- > Ground-Up Construction Loans
Lending Capital to Real Estate Investors.
A Specialty Program for the Advanced Investor.
Experienced investors can take advantage of Ezra Finanical’s innovative construction loans, which provide quick access to leverage and underwriting flexibility not offered by traditional credit sources.
When working with Ezra Financial Lending on new construction projects, investors have the freedom and resources to pay up to 90% of the project costs, whether they are for smaller subdivisions or bigger multi-family complexes.
For over 10 years, our business has been a prominent lender in the new construction market, and we have extensive experience structuring and funding deals just like yours.
About Our Lending Program.
We can help speed up the investment turnaround for Miami fix and flip investors.
- 1–4 unit family properties
- 12 – 18 month terms
- Loans range from $250k –$2.5 MM
- Interest rates starting at 9.99%
- Up to 90% LTC of total project cost
- No prepayment penalty
Making The Right Choice
At Ezra Financial, we see ourselves as long-term partners rather than providers of investment financing.
Our number one priority is that our clientele see long-term success and sustained growth through the products we offer.
We look forward to building a long lasting and fruitful relationship together.
Through our personalized service based approach we aim to make Fix and Flip Lending in Miami a realistic opportunity for any investor regardless of financials or experience.
During the lending process, we assess your experience, credit strength and financial stability to develop a customized lending strategy for your fix and flip project.
We partner with capital partners allowing us to offer a wide range of products for investors of all types.
Frequently Asked Questions
A new construction private money loan is the appropriate source of funding for seasoned investors who want to finance the difficult project of starting from scratch on a building or completing a tear-down and gut rehab of an existing home.
A short-term financing alternative for the building of a real estate investment asset is a new construction private money loan. Like other private money loans for building or renovation projects, a portion of the capital is disbursed when the closing procedure is complete to pay for the lot purchase and the balance is held in an escrow account.
The project’s escrow money are gradually released at predefined intervals. The lender conducts an inspection to make sure the work has been finished before releasing the funds to be used for the next draw after each phase – often referred to as a “draw” – is finished. This promotes open communication and helps the borrower and the private money lender adhere to the project schedule.
Regarding private money loans, the total sum is based on the combined valuation of the existing building and lot as well as the estimated costs for construction and repairs. A private money construction loan also has the benefit of not requiring a minimum credit score for funding approval.
All seasoned real estate investors are aware of how crucial a speedy closing procedure may be when applying for a loan. Prime real estate transactions are swiftly picked up since real estate investing is a cutthroat industry. Our quick and easy closing process at Ezra Financial enables our clients to receive funding in only a few days, giving them an advantage over the competition.
Regarding private money loans, the total sum is based on the combined valuation of the existing building and lot as well as the estimated costs for construction and repairs.
A private money construction loan also has the benefit of not requiring a minimum credit score for funding approval. All seasoned real estate investors are aware of how crucial a speedy closing procedure may be when applying for a loan.
Prime real estate transactions are swiftly picked up since real estate investing is a cutthroat industry. Our quick and easy closing process at Ezra Financial enables our clients to receive funding in only a few days, giving them an advantage over the competition.
5 reasons why our clients choose us
- Leading independent commercial and residential real estate lending
- Nationwide reach connects clients with funding for both commercial and residential real estate investment opportunities across the U.S.
- Personalized service based approach
- Offering a wide range of products for investors
- Our clientele see long-term success and sustained growth
Looking for Real Estate Lending?
Ezra Financial are leading experts in commercial and residential real estate lending.