Real Estate Lending Programs

Multi-Family Loans

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Building a long lasting future.

Non-Recourse Financing for Multifamily & Core CRE.

We providing the most comprehensive solutions for all your multifamily and CRE small balance needs. Speak to our Multi-Family Loans experts and get approved for a Multi-Family Loan Today.

Various Loan Options Available.

Most Comprehensive Solutions.

Fannie Mae Small Loans
• Up to $6 million
• Fixed and variable rate options
• Streamlined third-party reports

Freddie Mac Optigo Small Balance Loans
• $1 million – $7.5 million
• Low rates
• Streamlined processing – close in under 45 days

TAHX | Targeted Affordable Housing Express
• Up to $10 million• Properties with an affordability component –  Example: Section 8 Vouchers, Tax Abatements,and others as defined by program.
• Up to 80% LTV/1.20x min DSCR
• Lower transaction costs, faster turnaround times

Bridge AFR
• $2.5 million – $7.5 million
• 15-month base term + extensions
• Minimum DSCR 0.85%
• Minimum occupancy 65%

S-CRE | Multi Family & Core Commercial Real Estate
Non-agency commercial real estate loan program
• $2 million – $25 million• Interest-only options
• 5 and 10-year loan term options
• *Eligible properties: Multifamily (5+ units), Mixed-Use, Hospitality,Retail, Light-Industrial, Mobile Home, Student Housing, Self-Storage,Medical, Office, Retail.

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Making The Right Choice

At Ezra Financial, we see ourselves as long-term partners rather than providers of investment financing. Our number one priority is that our clientele see long-term success and sustained growth through the products we offer. We look forward to building a long lasting and fruitful relationship together.

Through our personalized service based approach we aim to make Fix and Flip Lending in Miami a realistic opportunity for any investor regardless of financials or experience. During the lending process, we assess your experience, credit strength and financial stability to develop a customized lending strategy for your fix and flip project. We partner with capital partners allowing us to offer a wide range of products for investors of all types.

Reasons why our clients choose us

Looking for Real Estate Lending?

Ezra Financial are leading experts in commercial and residential real estate lending.